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About this topic: Liability Claims
Liability claims require the adjuster to establish fault, apply the policy's liability coverage and exclusions, and handle third-party claimants fairly under unfair-claims-practice laws. These questions cover negligence, comparative fault and the duties owed to claimants. This is one of 3 Insurance Adjuster questions on liability claims, each with a full explanation on a single study page.
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Related questions
A claimant alleges a slip and fall on a store's wet floor. What must the adjuster establish to determine if the insured (store) is liable?
Liability ClaimsA claimant presents a demand for $500,000 but the at-fault insured has only $100,000 in liability coverage. The adjuster believes the case has a fair value of $85,000. What is the adjuster's primary obligation?
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