Insurance License Practice Tests
Practice exams for state-issued insurance producer licenses.
Source: NAIC Producer Licensing Model Act and state insurance department candidate handbooks.Practice tests
Life Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testHealth Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testProperty Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testCasualty Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testInsurance Adjuster
Practice mode with explanations, or full mock exam — 50 questions, 70% to pass.
Practice by state
Each state DMV uses slightly different rules and procedures. Practice with state-specific notes by selecting your state below.
About the Insurance exam
Practice tests for state insurance license exams across all major lines: Life, Health, Property, Casualty, and Adjuster. Questions follow the NAIC model curriculum and state-specific insurance code.
How we built these practice tests
Every question in our Insurance bank was written by the 247SimpleTests Editorial Team using the current version of NAIC Producer Licensing Model Act and state insurance department candidate handbooks.. We do not scrape questions from other test-prep sites; we write originals that test the same knowledge in different language. Each question lists the source section it was drawn from. Full methodology →
Recommended study materials
Life & Health Insurance License Exam Manual (Kaplan)
Kaplan's comprehensive life and health producer licensing prep with chapter quizzes and full practice exams.
Check Price → Study guideProperty & Casualty Insurance License Exam Manual (Kaplan)
Personal and commercial lines, policy structure, and state law concepts for P&C producer licensing.
Check Price → Study guideInsurance Adjuster Licensing Exam Prep (Xcel Solutions)
State adjuster exam prep covering policy interpretation, investigation, valuation, and claims handling.
Check Price →As an Amazon Associate, CJ Affiliate, and AWIN publisher we earn from qualifying purchases. Links above are affiliate links. Full disclosure →
Practice test FAQs
Is the Insurance practice test free?
Yes. All 150 practice questions across every Insurance topic are free, with no sign-up, account, or payment required.
How many Insurance practice questions are there in total?
This section has 150 original practice questions across 5 topic areas, each with a full explanation written by our editorial team.
Does Insurance practice cover my state?
Yes — select your state above for state-specific notes alongside the core practice questions, which are written from the applicable official handbook or manual.
Is there a study guide for the Insurance exam?
Yes, see our Insurance exam guide for the test format, scoring, what is covered, and study tips.
Do the Insurance practice questions include answer explanations?
Yes. Every question includes a detailed explanation of the correct answer, so you learn the underlying material rather than memorizing answers.