Insurance Practice Tests

Insurance License Practice Tests

Practice exams for state-issued insurance producer licenses.

318 original questions · 5 practice tests · 50 states and DC · every answer explained with its source citation

Source: NAIC Producer Licensing Model Act and state insurance department candidate handbooks.

Your readiness: complete any practice test above and this page will show your latest score per test against its pass mark. Scores are stored only in your browser — no account, nothing sent to us.

Insurance licensing authorities by state

The authority that licenses candidates in each state. Check its current requirements alongside the practice tests, as fees, forms and state-specific rules change.

  • Alabama — Alabama Department of Insurance
  • Alaska — Alaska Department of Insurance
  • Arizona — Arizona Department of Insurance
  • Arkansas — Arkansas Department of Insurance
  • California — California Department of Insurance
  • Colorado — Colorado Department of Insurance
  • Connecticut — Connecticut Department of Insurance
  • Delaware — Delaware Department of Insurance
  • Florida — Florida Department of Insurance
  • Georgia — Georgia Department of Insurance
  • Hawaii — Hawaii Department of Insurance
  • Idaho — Idaho Department of Insurance
  • Illinois — Illinois Department of Insurance
  • Indiana — Indiana Department of Insurance
  • Iowa — Iowa Department of Insurance
  • Kansas — Kansas Department of Insurance
  • Kentucky — Kentucky Department of Insurance
  • Louisiana — Louisiana Department of Insurance
  • Maine — Maine Department of Insurance
  • Maryland — Maryland Department of Insurance
  • Massachusetts — Massachusetts Department of Insurance
  • Michigan — Michigan Department of Insurance
  • Minnesota — Minnesota Department of Insurance
  • Mississippi — Mississippi Department of Insurance
  • Missouri — Missouri Department of Insurance
  • Montana — Montana Department of Insurance
  • Nebraska — Nebraska Department of Insurance
  • Nevada — Nevada Department of Insurance
  • New Hampshire — New Hampshire Department of Insurance
  • New Jersey — New Jersey Department of Insurance
  • New Mexico — New Mexico Department of Insurance
  • New York — New York Department of Insurance
  • North Carolina — North Carolina Department of Insurance
  • North Dakota — North Dakota Department of Insurance
  • Ohio — Ohio Department of Insurance
  • Oklahoma — Oklahoma Department of Insurance
  • Oregon — Oregon Department of Insurance
  • Pennsylvania — Pennsylvania Department of Insurance
  • Rhode Island — Rhode Island Department of Insurance
  • South Carolina — South Carolina Department of Insurance
  • South Dakota — South Dakota Department of Insurance
  • Tennessee — Tennessee Department of Insurance
  • Texas — Texas Department of Insurance
  • Utah — Utah Department of Insurance
  • Vermont — Vermont Department of Insurance
  • Virginia — Virginia Department of Insurance
  • Washington — Washington Department of Insurance
  • West Virginia — West Virginia Department of Insurance
  • Wisconsin — Wisconsin Department of Insurance
  • Wyoming — Wyoming Department of Insurance
  • District of Columbia — District of Columbia Department of Insurance, Securities and Banking

About the Insurance exam

Practice tests for state insurance license exams across all major lines: Life, Health, Property, Casualty, and Adjuster. Questions follow the NAIC model curriculum and state-specific insurance code.

Editorial Source

How we built these practice tests

Every question in our Insurance bank was written by the 247SimpleTests Editorial Team using the current version of NAIC Producer Licensing Model Act and state insurance department candidate handbooks.. We do not scrape questions from other test-prep sites; we write originals that test the same knowledge in different language. Each question lists the source section it was drawn from. Full methodology →

Practice test FAQs

Is the Insurance practice test free?

Yes. All 318 practice questions across every Insurance topic are free, with no sign-up, account, or payment required.

How many Insurance practice questions are there in total?

This section has 318 original practice questions across 5 topic areas, each with a full explanation written by our editorial team.

Which Insurance practice tests are included?

Life Insurance; Health Insurance; Property Insurance; Casualty Insurance; Insurance Adjuster. Each is a separate practice test with its own question bank, pass mark and timed mock-exam mode, and each links to a topic-by-topic study page.

How long is the Insurance mock exam?

Mock-exam mode is timed to match the pace of the real test: 30 questions in 30 minutes. The timer starts when you open the mock, and the exam is scored automatically when it runs out or when you finish.

Does Insurance practice cover my state?

Yes — select your state above for state-specific notes alongside the core practice questions, which are written from the applicable official handbook or manual.

Is there a study guide for the Insurance exam?

Yes, see our Insurance exam guide for the test format, scoring, what is covered, and study tips.

Do the Insurance practice questions include answer explanations?

Yes. Every question includes a detailed explanation of the correct answer, so you learn the underlying material rather than memorizing answers.