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Insurance License Practice Tests
Practice exams for state-issued insurance producer licenses.
318 original questions · 5 practice tests · 50 states and DC · every answer explained with its source citation
Source: NAIC Producer Licensing Model Act and state insurance department candidate handbooks.Practice tests
Life Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testHealth Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testProperty Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testCasualty Insurance
Practice mode with explanations, or full mock exam — 75 questions, 70% to pass.
30 questions per testInsurance Adjuster
Practice mode with explanations, or full mock exam — 50 questions, 70% to pass.
Practice by state
Each state DMV uses slightly different rules and procedures. Practice with state-specific notes by selecting your state below.
Insurance licensing authorities by state
The authority that licenses candidates in each state. Check its current requirements alongside the practice tests, as fees, forms and state-specific rules change.
- Alabama — Alabama Department of Insurance
- Alaska — Alaska Department of Insurance
- Arizona — Arizona Department of Insurance
- Arkansas — Arkansas Department of Insurance
- California — California Department of Insurance
- Colorado — Colorado Department of Insurance
- Connecticut — Connecticut Department of Insurance
- Delaware — Delaware Department of Insurance
- Florida — Florida Department of Insurance
- Georgia — Georgia Department of Insurance
- Hawaii — Hawaii Department of Insurance
- Idaho — Idaho Department of Insurance
- Illinois — Illinois Department of Insurance
- Indiana — Indiana Department of Insurance
- Iowa — Iowa Department of Insurance
- Kansas — Kansas Department of Insurance
- Kentucky — Kentucky Department of Insurance
- Louisiana — Louisiana Department of Insurance
- Maine — Maine Department of Insurance
- Maryland — Maryland Department of Insurance
- Massachusetts — Massachusetts Department of Insurance
- Michigan — Michigan Department of Insurance
- Minnesota — Minnesota Department of Insurance
- Mississippi — Mississippi Department of Insurance
- Missouri — Missouri Department of Insurance
- Montana — Montana Department of Insurance
- Nebraska — Nebraska Department of Insurance
- Nevada — Nevada Department of Insurance
- New Hampshire — New Hampshire Department of Insurance
- New Jersey — New Jersey Department of Insurance
- New Mexico — New Mexico Department of Insurance
- New York — New York Department of Insurance
- North Carolina — North Carolina Department of Insurance
- North Dakota — North Dakota Department of Insurance
- Ohio — Ohio Department of Insurance
- Oklahoma — Oklahoma Department of Insurance
- Oregon — Oregon Department of Insurance
- Pennsylvania — Pennsylvania Department of Insurance
- Rhode Island — Rhode Island Department of Insurance
- South Carolina — South Carolina Department of Insurance
- South Dakota — South Dakota Department of Insurance
- Tennessee — Tennessee Department of Insurance
- Texas — Texas Department of Insurance
- Utah — Utah Department of Insurance
- Vermont — Vermont Department of Insurance
- Virginia — Virginia Department of Insurance
- Washington — Washington Department of Insurance
- West Virginia — West Virginia Department of Insurance
- Wisconsin — Wisconsin Department of Insurance
- Wyoming — Wyoming Department of Insurance
- District of Columbia — District of Columbia Department of Insurance, Securities and Banking
About the Insurance exam
Practice tests for state insurance license exams across all major lines: Life, Health, Property, Casualty, and Adjuster. Questions follow the NAIC model curriculum and state-specific insurance code.
How we built these practice tests
Every question in our Insurance bank was written by the 247SimpleTests Editorial Team using the current version of NAIC Producer Licensing Model Act and state insurance department candidate handbooks.. We do not scrape questions from other test-prep sites; we write originals that test the same knowledge in different language. Each question lists the source section it was drawn from. Full methodology →
Recommended study materials
Life & Health Insurance License Exam Manual (Kaplan)
Kaplan's comprehensive life and health producer licensing prep with chapter quizzes and full practice exams.
Check Price → Study guideProperty & Casualty Insurance License Exam Manual (Kaplan)
Personal and commercial lines, policy structure, and state law concepts for P&C producer licensing.
Check Price → Study guideInsurance Adjuster Licensing Exam Prep (Xcel Solutions)
State adjuster exam prep covering policy interpretation, investigation, valuation, and claims handling.
Check Price →As an Amazon Associate, CJ Affiliate, and AWIN publisher we earn from qualifying purchases. Links above are affiliate links. Full disclosure →
Practice test FAQs
Is the Insurance practice test free?
Yes. All 318 practice questions across every Insurance topic are free, with no sign-up, account, or payment required.
How many Insurance practice questions are there in total?
This section has 318 original practice questions across 5 topic areas, each with a full explanation written by our editorial team.
Which Insurance practice tests are included?
Life Insurance; Health Insurance; Property Insurance; Casualty Insurance; Insurance Adjuster. Each is a separate practice test with its own question bank, pass mark and timed mock-exam mode, and each links to a topic-by-topic study page.
How long is the Insurance mock exam?
Mock-exam mode is timed to match the pace of the real test: 30 questions in 30 minutes. The timer starts when you open the mock, and the exam is scored automatically when it runs out or when you finish.
Does Insurance practice cover my state?
Yes — select your state above for state-specific notes alongside the core practice questions, which are written from the applicable official handbook or manual.
Is there a study guide for the Insurance exam?
Yes, see our Insurance exam guide for the test format, scoring, what is covered, and study tips.
Do the Insurance practice questions include answer explanations?
Yes. Every question includes a detailed explanation of the correct answer, so you learn the underlying material rather than memorizing answers.