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What does 'exclusive remedy' mean in workers' compensation?

Correct answer

Workers' comp is the employee's only remedy against the employer for work injuries — they cannot also sue the employer in tort for the same injury

  1. A Workers can only use one doctor
  2. B Workers' comp is the employee's only remedy against the employer for work injuries — they cannot also sue the employer in tort for the same injury
  3. C The employer can choose which benefits to provide
  4. D Employees must take cash settlements only

Why this is the answer

Exclusive remedy is the fundamental trade-off of the workers' compensation system: employees get guaranteed benefits (medical care, wage replacement) without needing to prove employer negligence; in exchange, they give up the right to sue the employer in civil court for the same injury. Limited exceptions exist (intentional harm, dual capacity doctrine in some states). The employer benefits from predictable costs; the employee benefits from guaranteed compensation.
Source: P&C Exam, Workers' Comp Exclusive Remedy

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