Insurance · Medicare, Medicaid, and ACA

What does Medicare Part A cover?

Correct answer

Inpatient hospital stays, skilled nursing facility care, hospice, and some home health services

  1. A Doctor visits and outpatient care
  2. B Inpatient hospital stays, skilled nursing facility care, hospice, and some home health services
  3. C Prescription drugs
  4. D Eye care and dental

Why this is the answer

Medicare Part A is hospital insurance, covering: (1) Inpatient hospital stays — semi-private room, meals, general nursing, drugs received in hospital; (2) Skilled nursing facility care (limited, after a qualifying hospital stay); (3) Hospice care for terminally ill patients; (4) Some home health services (intermittent skilled care, not custodial). Part A is usually premium-free for beneficiaries (or their spouse) who paid into Medicare for 40+ quarters during their working years. It has a deductible per benefit period and co-insurance for longer stays. Part B covers outpatient care, doctor visits, preventive services, durable medical equipment, and other medically necessary services that are not hospital stays. Part D covers prescription drugs.
Source: NAIC Model Outline, Medicare Part A

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