Insurance · Medicare, Medicaid, and ACA

What does Medicare Part A cover?

Correct answer

Inpatient hospital stays, skilled nursing facility care, hospice, and some home health services

  1. A Inpatient hospital stays, skilled nursing facility care, hospice, and some home health services
  2. B Eye care and dental
  3. C Doctor visits and outpatient care
  4. D Prescription drugs

Why this is the answer

Medicare Part A is hospital insurance, covering: (1) Inpatient hospital stays — semi-private room, meals, general nursing, drugs received in hospital; (2) Skilled nursing facility care (limited, after a qualifying hospital stay); (3) Hospice care for terminally ill patients; (4) Some home health services (intermittent skilled care, not custodial). Part A is usually premium-free for beneficiaries (or their spouse) who paid into Medicare for 40+ quarters during their working years. It has a deductible per benefit period and co-insurance for longer stays. Part B covers outpatient care, doctor visits, preventive services, durable medical equipment, and other medically necessary services that are not hospital stays. Part D covers prescription drugs.
Source: NAIC Model Outline, Medicare Part A

Practice more questions

This question is from our Insurance License Practice Tests practice test. Take the full practice test to test your knowledge across all Medicare, Medicaid, and ACA and other topics.

Take the Health Insurance practice test →

About this topic: Medicare, Medicaid, and ACA

Medicare, Medicaid and the Affordable Care Act questions cover Medicare Parts A to D and Medigap, Medicaid eligibility, and the ACA's marketplace, essential health benefits and guaranteed-issue rules. This is one of 12 Health Insurance questions on medicare, medicaid, and aca, each with a full explanation on a single study page.

New to this exam? Our Insurance exam guide explains the format, scoring, and how to prepare.

Related questions

State-specific guides

Need information for your state? Our state guides cover local requirements, fees, and what to expect on exam day.