What does the dwelling coverage (Coverage A) in a homeowners policy protect?

DWELLING COVERAGE (Coverage A) in a homeowners policy protects the PHYSICAL STRUCTURE of the home itself — the house and typically structures attached to it (attached garage, etc.). Property insurance/homeowners. HOMEOWNERS COVERAGE PARTS: Coverage A — DWELLING (the house structure); Coverage B — OTHER STRUCTURES (detached garage, shed, fence); Coverage C — PERSONAL PROPERTY (contents/belongings); Coverage D — LOSS OF USE (additional living expenses if the home is uninhabitable); plus LIABILITY (Coverage E) and MEDICAL PAYMENTS (Coverage F). Dwelling coverage should equal the cost to REBUILD the home. Knowing what each homeowners coverage part protects — especially Coverage A (the structure) — is core property insurance knowledge.