Overview
A notary public is a state-commissioned officer authorized to perform acknowledgments, jurats, oaths, and other notarial acts on documents. The notary's role is to verify the identity of the signer and witness the signing, helping to deter fraud in legal and financial documents. Requirements vary widely by state.
Eligibility requirements
Minimum age 18 in most states. Resident of the commissioning state (or a state with reciprocity), able to read and write English, no disqualifying criminal record. Some states require a surety bond and errors-and-omissions insurance.
The Colorado licensing process, step by step
- Complete state-required training. Some states require a notary training course (typically 3-6 hours); others do not. Check your state's requirements.
- Pass the state notary exam. Required in about half the states. Topics include notary law, acknowledgments and jurats, recordkeeping, and prohibitions on conflicts of interest.
- Submit your application. Application typically includes background check, fees, surety bond (usually $5,000-$15,000), and an affidavit of qualifications.
- Receive your commission and order supplies. Notary seal/stamp and journal are typically required. Some states sell official seals; others require approved vendors.
- Take the oath of office. Often done in the county clerk's office. Your commission becomes active when you take the oath.
Colorado Notary at a glance
- Commission fee: approximately $10 application (verify current amount with Colorado Secretary of State — fees change periodically)
- Commission term: 4 years
- Colorado-specific note: Colorado notaries must take a state-approved training before applying; Colorado was an early adopter of remote online notarization.
What to study
The state notary handbook is the primary source. Key topics: types of notarial acts (acknowledgment, jurat, copy certification, oath of office), identification requirements, proper journal entries, fee limits, prohibited acts, and grounds for revocation of commission. Many states also test on emerging issues like remote online notarization.
For official requirements, consult the Colorado Secretary of State directly. Practice tests like ours are most useful as a check on your understanding, not a substitute for
Free Colorado Notary practice tests
Practice with our state-specific tests until you consistently score above 70%, then schedule your exam with the Colorado Secretary of State.
Common reasons people fail
Common notary exam failures involve confusion between acknowledgments and jurats (acknowledgments verify identity and willingness to sign; jurats verify identity and that the signer swore to the truth of contents under oath). Other common errors: failing to check ID correctly, not maintaining the journal, and improper handling of incomplete documents.
After you pass
Commission term varies by state (usually 4-10 years). Maintain your journal correctly, keep your seal secure, and stay current on state law changes. Notarial work is often a side income for paralegals, real estate agents, and signing agents (notaries who specialize in loan signings).
State requirements change
State licensing fees, processes, and requirements change. Colorado Secretary of State and our understanding of the Colorado process at time of writing. Colorado Secretary of State before scheduling your exam or paying fees.