What is a 'credible witness' in notarial identification?

Credible witness identification is the alternative method when a signer cannot produce satisfactory ID. The procedure varies by state but typically requires: one credible witness who is personally known to the notary AND personally knows the signer, OR two credible witnesses who personally know the signer and can each present their own satisfactory ID to the notary. The credible witness must take an oath or affirmation that they personally know the signer, that they reasonably believe the signer lacks acceptable ID, and that they have no financial interest in the transaction. The notary records the credible witnesses' information in the journal. Personal recognition (the notary personally knows the signer) is also accepted in most states without ID, but should be documented carefully and is risky for the notary — the standard practice is to require ID even from familiar signers. Credible witnesses are the legal substitute when reasonable identification is otherwise impossible.