Notary · Identification of Signers

If a signer has been the notary's neighbor for ten years, can the notary skip ID verification based on personal knowledge?

Correct answer

Some states allow personal knowledge as identification, but the modern best practice is to require ID even from personally-known signers because it protects the notary against later challenges and is required for journal documentation

  1. A Some states allow personal knowledge as identification, but the modern best practice is to require ID even from personally-known signers because it protects the notary against later challenges and is required for journal documentation
  2. B Only with witnesses
  3. C Never allowed
  4. D Yes, always

Why this is the answer

Personal knowledge is legally accepted in many states as a means of identification: 'the notary personally knows the signer.' However, best practice is to require ID even from familiar signers. Reasons: (1) Documentation — the journal entry needs ID information to be defensible; 'I personally know him' is harder to defend years later; (2) Consistency — applying the same standard to everyone avoids accusations of favoritism or carelessness; (3) Memory — what 'personally know' means is subjective and may be questioned later; (4) Verification — even longstanding acquaintances may be misidentified; people change appearance over years; (5) Insurance — some E&O policies require documented ID verification. The notary's standard practice should be: ID for everyone, every time, no exceptions. The few extra seconds of inspection are worth the legal protection. Some states (California, Florida) have moved away from personal knowledge entirely or restricted it heavily. Check state-specific rules and choose the most cautious approach available.
Source: NNA Personal Knowledge

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About this topic: Identification of Signers

Identification of signers questions cover satisfactory evidence of identity — acceptable ID documents, credible witnesses, personal knowledge — and what to do when the ID is expired, mismatched or missing. This is one of 10 Notary questions on identification of signers, each with a full explanation on a single study page.

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