Real Estate · Property Ownership

What type of deed offers the GREATEST protection to the buyer (grantee)?

Correct answer

General warranty deed — the grantor warrants (guarantees) clear title against all defects, even those arising before the grantor owned the property, and will defend the title against all claims

  1. A Bargain and sale deed
  2. B Special warranty deed
  3. C General warranty deed — the grantor warrants (guarantees) clear title against all defects, even those arising before the grantor owned the property, and will defend the title against all claims
  4. D Quitclaim deed

Why this is the answer

Deed types and protection levels: GENERAL WARRANTY DEED (most protection): The grantor warrants the title against ALL defects, including those that arose before the grantor owned the property; includes full covenants (seisin, against encumbrances, quiet enjoyment, further assurance, warranty forever); the grantor will defend against all claims; SPECIAL (LIMITED) WARRANTY DEED: Warrants only against defects that arose DURING the grantor's ownership — not before; QUITCLAIM DEED (least protection): Transfers whatever interest the grantor has (if any) with NO warranties — used to clear clouds on title, between family, or in divorce; if the grantor has no interest, the grantee gets nothing.

Bargain and sale deed: Implies the grantor holds title but offers limited or no warranties (varies).

For buyers: The general warranty deed provides the greatest protection and is preferred in most arms-length sales; the level of warranty (general > special > bargain and sale > quitclaim) is a core national exam topic.

Source: Real Estate National — Transfer of Title, Deed Types

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About this topic: Property Ownership

Fee simple, joint tenancy, tenancy in common, and life estates each carry different rights, transferability, and survivorship rules. This is one of 11 Salesperson (National) questions on property ownership, each with a full explanation on a single study page.

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