In a commercial general liability (CGL) policy, what does 'products-completed operations' coverage address?

PRODUCTS-COMPLETED OPERATIONS coverage (part of CGL): Covers liability for bodily injury or property damage arising from: PRODUCTS the insured made/sold AFTER they leave the insured's possession (e.g., a manufactured product later injures a user); and COMPLETED OPERATIONS — the insured's work after it's finished and turned over (e.g., a contractor's completed installation later fails and causes damage); CONTRAST: 'Premises and operations' covers injuries/damage occurring ON the insured's premises or during ongoing operations; products-completed operations covers harm AFTER products are sold or work is completed; AGGREGATE LIMIT: Often has a separate products-completed operations aggregate limit; IMPORTANT for: manufacturers, contractors, retailers — anyone whose products or completed work could later cause harm; CGL provides broad liability coverage for businesses; products-completed operations is a key component addressing post-sale/post-completion liability — important commercial casualty exam content.