Insurance · Medicare, Medicaid, and ACA

What is the ACA 'open enrollment period'?

Correct answer

The specific annual window during which individuals can enrol in or change health insurance plans through the ACA marketplace without a qualifying life event

  1. A The period for renewing commercial health plans
  2. B The specific annual window during which individuals can enrol in or change health insurance plans through the ACA marketplace without a qualifying life event
  3. C A time when deductibles reset
  4. D A period when anyone can get a job in insurance

Why this is the answer

Open Enrollment Period (OEP) for ACA marketplace plans runs November 1 through January 15 in most states (some state-based marketplaces have slightly different dates). Outside of OEP, individuals can only enrol or make changes if they have a Special Enrollment Period (SEP) triggered by a qualifying life event: losing job-based coverage; marriage or divorce; birth or adoption of a child; moving to a new state; gaining citizenship. Without an SEP, applicants must wait for the next OEP.
Source: Health Insurance Exam, ACA Open Enrollment

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About this topic: Medicare, Medicaid, and ACA

Medicare, Medicaid and the Affordable Care Act questions cover Medicare Parts A to D and Medigap, Medicaid eligibility, and the ACA's marketplace, essential health benefits and guaranteed-issue rules. This is one of 12 Health Insurance questions on medicare, medicaid, and aca, each with a full explanation on a single study page.

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