Insurance · General

Medicare Part B covers which type of healthcare?

Correct answer

Outpatient medical services — physician visits, preventive services, durable medical equipment, outpatient surgery, lab tests

  1. A Hospital stays
  2. B Outpatient medical services — physician visits, preventive services, durable medical equipment, outpatient surgery, lab tests
  3. C Prescription drugs
  4. D Long-term nursing home care

Why this is the answer

Medicare Part A: hospital insurance — inpatient hospital care, skilled nursing facility care (post-hospital), hospice, some home health. Medicare Part B: medical insurance — physician services, outpatient hospital services, preventive screenings, durable medical equipment (wheelchairs, walkers), lab tests, outpatient surgery. Medicare Part C: Medicare Advantage (private plan combining A+B). Medicare Part D: prescription drug coverage. Medicare does NOT cover long-term custodial nursing home care — that is covered by Medicaid (means-tested) or long-term care insurance.
Source: Health Insurance Exam, Medicare Part B

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