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Fees and Jurisdiction: Practice Questions & Explanations

6 Notary questions on fees and jurisdiction, each with a worked explanation citing the source handbook.

Source: National Notary Association reference materials and state notary public handbooks.

Why this topic matters

These questions cover this specific topic in depth. Each one cites the source handbook so you can verify and read further.

Below are every fees and jurisdiction question in our Practice Test bank. Read each question, try to answer before reading the explanation, and use the source citations to look up anything you want to verify in the official handbook.

1. Are notary fees set by state law?
  1. A No, notaries can charge whatever they want
  2. B Yes — most states set maximum fees for each type of notarial act; notaries cannot charge more than the legal maximum but can charge less or waive fees
  3. C Set by federal law
  4. D Notaries cannot charge fees

Explanation

State law sets maximum notary fees for each type of notarial act. Fees vary widely by state — from a few dollars to $25+ per signature, depending on the state and the act. Common fee structures: per signature for acknowledgments and jurats; per signature for oaths/affirmations; per signature for certified copies. Some states allow additional fees for: travel (with rules about disclosure and limits); waiting time; remote online notarization. Notaries can charge less than the maximum or waive fees entirely. Charging more than the maximum is a violation that can result in commission revocation. Mobile notaries (who travel to clients) typically charge a travel fee separate from the notarial fee, with the travel fee not regulated in most states (set by market). Fees should be disclosed to the signer in advance. Many notaries who work as a primary part of their job (lawyers, bankers, etc.) may not charge fees at all when notarizing in connection with their employer's business.
Source: NNA Fees
2. Where can a notary perform notarial acts?
  1. A Anywhere in the world
  2. B Within the state where they are commissioned — some states allow border-county acts in neighboring states, but generally a notary's authority is limited to their commissioning state
  3. C Only in their county
  4. D Only in courthouses

Explanation

Notary commissions are granted by states, and a notary's authority is limited to the state of commission. A California notary cannot notarize a document in Texas; a New York notary cannot notarize while visiting Florida. Within the state of commission, the notary can perform acts anywhere — at home, in the signer's home, at a business, at a courthouse, in a hospital, etc. — without geographic limit within state borders. Documents being filed in other states are perfectly acceptable: a California notary can notarize a document that will be filed in Texas, as long as the notarization itself takes place in California with the notary physically there. The state of notarization, not the document's destination, governs the notarial act. A few states have reciprocity agreements for limited cross-border notarial acts in border counties; these are exceptions. Online/remote notarization rules vary — some states authorize their notaries to perform RON for signers located anywhere; others restrict to in-state signers. Always verify state-specific rules.
Source: NNA Jurisdiction
3. What is a notary commission, and what are typical eligibility requirements?
  1. A A federal license
  2. B A state-granted authorization to act as a notary public — typical requirements include being 18+, US citizen or legal resident, resident of the state (or employed in the state), no disqualifying criminal history, completion of any required training, passing any required exam, and obtaining a bond
  3. C Automatic upon high school graduation
  4. D Granted by employers

Explanation

A notary commission is granted by the state (typically the Secretary of State) and authorizes the holder to perform notarial acts. Typical requirements (vary by state): (1) At least 18 years old; (2) US citizen or legal permanent resident; (3) Resident of the state (some states require state employment as an alternative); (4) Able to read and write English; (5) No felony convictions and (often) no recent misdemeanor convictions involving moral turpitude or dishonesty; (6) Completion of any required notary education course (varies — California requires 6 hours; many states require none); (7) Passing a notary exam (required in some states like California, Pennsylvania, New York; not required in many others); (8) Obtaining and maintaining a notary bond (often $7,500-$15,000 typical; varies widely); (9) Filing an oath of office; (10) Paying state filing fees. Commission term is typically 4 years (varies from 2-10 years). Renewal usually requires application, fees, and (in some states) refresher training. The commission grants notarial authority — it does not authorize legal practice or other services.
Source: NNA Commission Requirements
4. How are the maximum fees a notary may charge for notarial acts generally determined?
  1. A The notary sets any fee they want
  2. B By state law, which sets the maximum fee a notary may charge per act; the notary may charge up to that limit
  3. C By the federal government
  4. D Fees are always free

Explanation

The maximum fee a notary may charge for each notarial act is set by state law, and these limits vary widely from state to state. A notary may charge up to the state maximum (and may charge less or nothing), but charging more than the legal limit is a violation. Some states also regulate travel fees and require that fees be disclosed. Because the caps differ by jurisdiction, a notary must know their own state's fee schedule. Charging excessive fees, or failing to follow rules about disclosing and recording fees, can lead to discipline. The notary fee is separate from any conflict-of-interest concern about a beneficial interest in the document.
Source: NNA Fees and Jurisdiction
5. Within what geographic area may a notary generally perform notarial acts?
  1. A Anywhere in the country
  2. B Within the state that commissioned the notary (the notary's jurisdiction), subject to that state's rules
  3. C Only in their home county, never elsewhere in the state
  4. D Anywhere in the world

Explanation

A notary's authority is generally limited to the state that commissioned them; the notary may perform notarial acts throughout that state but not outside it. The document being notarized may be intended for use in another state or country, which is fine, but the act itself must be performed within the commissioning state's borders. Some states historically tied notaries to a specific county, but most now allow statewide practice — the notary must know their own state's rules. Performing an act outside one's jurisdiction is beyond the notary's authority. Jurisdiction defines where, not for what purpose, a notary may act.
Source: NNA Jurisdiction
6. What should a notary do when their commission is about to expire?
  1. A Keep notarizing indefinitely
  2. B Stop performing notarial acts once the commission expires, and complete any required renewal process before continuing to act as a notary
  3. C Ignore the expiration date
  4. D Transfer the commission to someone else

Explanation

A notary's authority ends when the commission expires. Performing notarial acts on an expired commission is unauthorized and can carry penalties. Before the expiration date, the notary should follow their state's renewal process — which may include reapplying, paying a fee, retaking an exam or course, and obtaining a new bond and seal — so there is no gap in authority. Once renewed, the notary should update their seal and journal with the new commission information. A notary may not simply continue acting after expiration or transfer the commission to another person; the commission is personal and time-limited. Tracking the expiration date and renewing on time is a basic professional duty.
Source: NNA Commission Management, Expiration

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